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Workers Compensation and Third Party Claims

Workers Compensation and Third Party Claims

Third-Party Liability in Worker’s Compensation Cases

If you are injured on the job, and your claim is accepted by your self-insured company, or your company’s workers’ compensation carrier, your employer is responsible for paying your medicals bills, time out of work, and possibly compensation for a permanent injury.  Of course, they are not doing all of these things because of your years of long service, or out of the goodness of their corporate heart.  The law requires them to take care of injured employees as described above.  But, what happens if you are injured by a third-party, while you are working for your employer?

A common example of this is an automobile accident on the job where the negligent vehicle that hits and injures someone is operated by an independent third-party.  The simple answer to this is that the injured worker has not one, but two claims!  In this situation, the injured worker’s workers’ compensation insurance must pay medical bills, time out of work, and compensation for a permanent injury.  And, the injured worker then has a liability claim against the liability carrier for the motor vehicle that caused the injury.  The workers’ compensation insurance company also has a right to try and get paid back for what they paid out on the injured worker’s behalf from the liability insurance company.

These cases can be quite complicated with many different parties all looking out for their own interests!  You need someone to look out for you, so call Tippens & Zurosky, so we can be your voice, answer all of your questions, and file your claim!  Tippens & Zurosky has knowledgeable, experienced attorneys certified in North Carolina and South Carolina, who can fight for your rights during this often long and difficult workers’ compensation process.  Call us toll-free at 877-872-3580, or at 704-343-0018, for a free consultation.  Let us help you!

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Why Should I Call Tippens & Zurosky? 704-343-0018

Our legal fee is a percentage of your case settlement.  Unlike domestic, or criminal, lawyers, who work on a nonrefundable retainer, there is only a legal fee if we are able to negotiate a settlement on your behalf.

Insurance companies set what is called a reserve for every claim. A reserve is simply the amount of money they think they are going to have to pay to settle your claim. Naturally, if an attorney is involved the reserve is generally set higher to account for the fact that the attorney can file a lawsuit on your behalf, and litigate the claim.

We are in the business of dealing with insurance companies, so let us talk to them on your behalf. Insurance adjusters are trained to help save their companies money, and sometimes this is at your expense. Let’s face it if an insurance company can find a way to not pay on a claim, they are going to do so. It’s good business for them and bad news for you.

Many people injured in automobile accidents or injured at work are afraid to get medical treatment because they are afraid that they are going to get stuck with the bill.  We can analyze your case for any risk of denial, and also refer you to chiropractic physicians that will not charge you upfront for their services, and will wait to get paid at the end of the case.

Whether you were on a motorcycle, were a pedestrian, or in a car, we can help you.  We handle rear-end collisions, head-on collisions, intersection, or right-of-way cases, drunk driving, or reckless driving cases, and every other type of automobile accident.  Also, if you were in an auto accident while on the job, we can take care of this for you.

Though our main office is in Charlotte, North Carolina, we represent people injured in automobile accidents that occur all over North Carolina, and South Carolina.

Calling Tippens & Zurosky as quickly as you can after you have been involved in an automobile accident, lets us file your claim with the insurance company, so you don’t have to speak with them.  The sooner we can get involved, the sooner we are able to protect your rights, preserve the evidence, and get you the medical treatment you need.

Charlotte Personal Injury Attorneys: The System

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The legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact an attorney for a consultation on your particular matter.

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